Phone: (651) 362-1350


Karen is a Senior Consultant with Gross Consulting.  She brings a broad set of actuarial skills and experience, and a very unique industry perspective.  Karen takes pride in being an unconventional actuary: An avowed extrovert who is willing to develop creative solutions, she has built specialized practices in startup company consulting and emerging product markets, including cannabis and insuretechs.
Karen has over 10 years of experience as an actuary and has spent the last 8 years as a consultant, specializing in product development, predictive analytics, reserving and pricing analyses for insurance companies, including appointed actuary assignments. She led a large team of actuaries and analysts, providing solutions across the range of personal and commercial P&C lines of business. She frequently assisted state insurance departments in regulatory compliance operations and market conduct exams, with a special focus on the regulators’ review of predictive analytics, and relies on that background knowledge to assist Companies in overcoming regulatory hurdles.
In addition to her consulting role, Karen held positions as actuarial analyst and statistical analyst in traditional carrier and public sector roles for three years, and taught Mathematics at all educational levels for six years.
Karen earned a MS in Statistics from the University of North Florida and currently resides in Atlanta, Georgia.  She is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries, and holds the Certified Specialist in Predictive Analytics designation from the CAS Institute.