Solid underwriting and accurate pricing models are the backbone of insurance profitability.  Using our proprietary MultiRate™ and CLCM™ software to find sources of dramatic lift in your pricing portfolio, we can assist your company in building or enhancing its current pricing approach.

Property insurers face a challenging and changing environment with regard to catastrophe management:  We can help with dramatically changing catastrophe models and greater rating agency scrutiny, build simplified, rational pricing structures for catastrophic risk, and provide processes for accumulation management.

Strategic and competitive analysis is focused on the attractiveness of a market segment as well as on the positioning of a company to compete effectively in that market segment.

Addressing nearly every aspect of the operation, the CIR uncovers changes in exposure and development that are driving changes in profitability to reveal new strategies in pricing, reserving, and claims handling.

From evaluating current reserve positions, to estimating reserve ranges, sometimes what a carrier really needs is a third-party view of reserves.  We use creative approaches to recognize changes in portfolio composition and claim development, including predictive models and the cutting-edge Claim Life Cycle Modeling (CLCM) approach.

Because we approach the pricing and reserving disciplines with broader experienced and an enhanced toolset, our qualified actuaries can evaluate and opine on your reserves with unique insight and creativity.