Actuarial reserving is more than a number on a page. It is the first step to understanding what is and what is not working. It is the canary in the coal mine. Unfortunately, too often this information is lost or delayed because of actuarial tools that only consider aggregated data, allowing problems to continue unabated for years, leading to serious balance sheet inaccuracies, and years of mispriced policies.

With the use of our proprietary Cognalysis CLCM™ software, we are able to uncover such problems by looking at claim-level loss development, allowing us to provide meaningful information to company executives, not just a number and a range.